Our Business

Comprehensive Financial Services

Our comprehensive financial services segment aims to become a leader in integration. We are deepening the synergy between our businesses through the formation of a financial holding company, enhancing the competitiveness of each individual business and their ability to serve the real economy.

Financial Holdings

CITIC Financial Holdings is a comprehensive financial services company established in March 2022. It is among the first batch of financial holdings companies to be licensed by the People's Bank of China with proper financial licenses and extensive scope of business. 


CITIC Bank is a leading national commercial bank with strong integrated capabilities and brand competitiveness in China. With over 60,000 staff and total assets exceeding RMB8.5 trillion, CITIC Bank's core businesses include corporate banking, retail banking and financial markets. In 2022, CITIC Bank ranked 21st in the “Top 500 World Banking Brands Leaderboard” and its Tier 1 capital ranked 19th in the “Top 1000 World Banks” as published by British financial magazine The Banker.


CITIC Trust is a leading trust company in China with comprehensive strength. It focuses principally on trust business, proprietary business and asset management business for specialist subsidiaries.


CITIC-Prudential Life is a 50-50 joint venture between CITIC Financial Holdings Limited and Prudential Corporation Holdings Limited, which offers life, health and accident insurance and reinsurance services. By the end of 2022, CITIC-Prudential Life operated a total of 23 branches in 100 cities across China. The credit rating of CITIC-Prudential Life continued to be AAA in 2022 with a stable outlook.


CITIC Securities is a leading securities company in China, with businesses covering investment banking, wealth management, financial markets and asset management. Major subsidiaries of CITIC Securities include CLSA and China AMC.

China Securities is dual-listed on the Shanghai Stock Exchange and the Hong Kong Stock Exchange. An industry leader, China Securities has received “AA” rating of A rank, the highest rank, from China Securities Regulatory Commission for several consecutive years.

Consumer Finance

CITIC Consumer Finance Co. Ltd promotes regulatory compliance and business development as a trusted consumer finance company. CITIC Consumer Finance integrates digital technology to provide customised financial products across an array of consumption scenarios for nationwide customers in various industries. It remains committed to offering the highest-quality and most efficient financial services to customers.

Finance Company

CITIC Finance, a chief supervisor member of the China National Association of Finance Companies, functions as CITIC's treasury management platform which implements the centralisation and deleveraging of funds. CITIC Finance delivers support services with a high level of responsibility and market-based operations, dedicated to enhancing CITIC's treasury management system through the development of synergy, effective cost reductions, efficient leverage control and strategic resource allocation.

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