As at 31 December
Note 2015
HK$ million		 2014
HK$ million
ASSETS  
Cash and deposits 18 801,615 897,161
Placements with banks and non-bank financial institutions 19 141,775 86,428
Financial assets at fair value through profit or loss 20 40,391 37,248
Derivative financial instruments 21 16,509 10,594
Trade and other receivables 22 141,347 130,747
Amounts due from customers for contract work   2,234 1,447
Inventories 23 130,447 133,258
Financial assets held under resale agreements 24 165,391 172,100
Loans and advances to customers and other parties 25 2,947,798 2,711,851
Available-for-sale financial assets 26 494,786 328,062
Held-to-maturity investments 27 216,267 225,700
Investments classified as receivables 28 1,331,281 834,652
Interests in associates 30 50,663 51,616
Interests in joint ventures 31 22,701 31,016
Fixed assets 32 183,740 179,303
Investment properties 32 28,508 28,744
Intangible assets 33 20,572 21,024
Goodwill 34 19,481 13,709
Deferred tax assets 35 27,761 24,277
Other assets 20,042 28,894
Total assets 6,803,309 5,947,831
Liabilities  
Borrowing from central banks   44,761 63,445
Deposits from banks and non-bank financial institutions 36 1,275,421 871,213
Placements from banks and non-bank financial institutions 37 58,141 24,257
Financial liabilities at fair value through profit or loss   - 726
Derivative financial instruments 21 17,475 13,474
Trade and other payables 38 230,636 193,957
Amounts due to customers for contract work   7,224 10,646
Financial assets sold under repurchase agreements 39 84,949 52,745
Deposits from customers 40 3,766,848 3,586,508
Employee benefits payables 18,156 20,845
Income tax payable 35 9,414 10,890
Bank and other loans 41 147,221 218,993
Debt instruments issued 42 449,772 273,126
Provisions 43 3,567 2,932
Deferred tax liabilities 35 6,998 7,409
Other liabilities 19,557 21,158
Total liabilities 6,140,140 5,372,324
Equity 44
Share capital 381,710 324,198
Perpetual capital securities 13,836 13,834
Reserves 97,356 93,928
Total ordinary shareholders’ funds and perpetual capital securities 492,902 431,960
Non-controlling interests 170,267 143,547
Total equity 663,169 575,507
Total liabilities and equity 6,803,309 5,947,831

Approved and authorised for issue by the board of directors on 24 March 2016.

Director: Chang Zhenming Director: Wang Jiong

The notes on pages 171 to 314 form part of these consolidated financial statements.